Management Board

Alma Mekić
Chairman of the Board

Alma Mekić Ćerdić graduated in 1999 at the Faculty of Economics in Zagreb, degree in Finance. Her career started in early 2000 as a risk manager at the Banque Nationale de Paris - Dresdner Bank Jsc. Croatia. For two years she held position of team leader when 2003 she got promoted to a director of the Commercial Centre in Zagreb.

She was responsible for the realization of business plans in the area of ​​corporate banking. She remained as the director of the Commercial Centre in Zagreb almost five years, when in early 2008 she took up the position as the director of the newly established Department for real estate financing.


In 2009 Alma continued her career in Erste&Steiermärkische Bank Jsc. Podgorica as a member of the Management Board of the bank. She took over the function in order to accelerate and improve the transformation process after the takeover of the bank in Montenegro. Upon completion of this task, she returned to Croatia, to the position of Chairman of the Management Board of Erste Factoring Ltd.


Alongside her career, she has participated in numerous professional education programmes and professional conferences, often as a lecturer. She speaks fluent English and is proficient in French and Italian.

Andrijano Jelavić
Member of the Board 

Andrijano Jelavić graduated from the Faculty of Economics in Zagreb.

He began his career in 1997 at the Ministry of Interior Affairs in the Department for Economic Crime, PD Zagreb, where he was until 2004.

He is employed in Erste&Steiermärkische Bank d.d. in 2005 where he works as a financial representative. With the establishment of Erste factoring Ltd. in 2006, he had transferred to the head of the sales team where he was responsible for the coordination of all activities related to a Client's portfolio. In 2007 he became the Director of the sector and he holds this function, along with the duties as the procurator of the Company, until 28 November 2011, when he was appointed as the Member of the Management Board responsible for the risk management sector, IT and back-office.

He has completed a series of professional seminars and international trainings in the field of finance, management and factoring operations.